“Debt is a significant factor in social exclusion – it exacerbates health, employment and housing problems. It is damaging not just to individuals but to communities, the public sector and the wider economy.” Jeff Rooker, Minister for Regeneration.
Those with the least money to spare often carry the most serious debts. Some end up in a cycle of debt and exclusion through no fault of their own. Life changes like losing a job, separation or having a baby are often triggers and it’s crucial that these key moments are recognised and preventative action taken.
For information and advice about debt contact:
Citizens Advice Bureau
Marlborough House
11 St James’ Rd
Dudley
DY1 1JG
Telephone Helpline: 01384 816222
Website: www.adviceguide.org.uk
National Debtline
Tricorn House
51-53 Hagley Road
Edgbaston
Birmingham
B16 8TP
Telephone: 0808 808 4000
Website: www.nationaldebtline.co.uk
Credit Action
Howard House
The Point
Weaver Road
Lincoln
LN6 3QN
Telephone: 01522 699777
Website: www.creditaction.org.uk
Direct Debt Line:
The Centre
High Street
Polegate
East Sussex
BN26 6AQ
Telephone: 01323 48 1155
Website: www.directdebtline.com
Consumer Credit Counselling Service
Wade House
Merrion Centre
Leeds
LS2 8NG
Telephone: 0800 138 1111 - 0800 138 1111
Website: www.cccs.co.uk
Bankruptcy-Insolvency.co.uk – Debt Advice Service
National Advice Centre
Gable House
239 Regents Park Road
London
NW11 7TJ
Telephone: 0800 074 6918
Website: www.bankruptcy-insolvency.co.uk