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Homeowners

Our private sector housing team offers a range of services and products to help borough homeowners. These include practical and financial assistance with improving your property, support to adapt your home to suit people with mobility issues, help with repairing your home, mortgage help for homeowners and support with making your home as energy efficient and cost effective as possible.

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Dudley home improvement service

Dudley home improvement service

Our home improvement service provides adaptations, essential repairs and energy advice to support vulnerable residents living in the Dudley Borough to keep warm, safe and independent in their homes:

:: more on home improvement service

Disabled Facilities Grants

Home Adaptations and Disabled Facilities Grants (All tenures)

If you have a disability, an adaptation can help you to move more safely and confidently around your home.  We can adapt your home to help you manage steps and stairs and to use bathroom and kitchen facilities.  For example we can provide subject to an assessment by an occupational therapist and in some cases a financial assessment, grab rails, bathing equipment, stair lifts, level access showers and ground floor facilities.

In all cases we can help source reputable and approved contractors for the work and if you are either a council tenant or eligible for funding through a Disabled Facilities Grant we can also oversee the works from start to finish.

:: more on disabled facilities grants

Essential Home Repair Grants (Homeowners and private rental tenants with a repair obligation)

If your home requires essential repairs that are affecting your health and safety then you may be eligible for a repair grant.  For example if your heating is broken or your roof is leaking then subject to a financial assessment we may be able to replace the boiler or repair the roof.

Help to buy

You may be able to get financial help through a Help to Buy home ownership scheme if you are struggling to become a homeowner. There are four types of Help to Buy schemes:

  • Help to Buy equity loans

  • Shared ownership

  • Help to Buy mortgages (available from January 2014)

The local Help to Buy agent for the West Midlands is Orbit Help to Buy. More information on the options available to potential house purchasers is available on the Orbit Help to Buy website.

:: more on help to buy schemes

Mortgage help for homeowners

The economic downturn has resulted in many homeowners finding themselves in financial difficulties through the loss of their jobs or due to a significant reduction in their income, resulting in the possibility of facing repossession from their lenders.

Facing the prospect of repossession can be frightening, but it's important to remember that you are not alone. There is a lot of help available from government, from lenders and from advice agencies. The information here will give you the tools you need to prevent your home being repossessed.

:: more on mortgage help for homeowners

Fix-a-home scheme 

This is an approved trader scheme developed by Dudley Council in conjunction with Age Concern Dudley. The list has been compiled on the basis of recommendations from satisfied customers. Please see related documents below to view a list of traders.

:: more on the fix-a-home scheme

Leaseholder information

Almost all flats in England and Wales are leasehold as are many houses.  As a long leaseholder (tenant under a long lease) you have bought the right to live in your property for a fixed number of years typically for either 99 or 125 years.  Once the lease expires the property will revert to the landlord unless, either, the freehold is purchased (enfranchisement), the lease is extended or rights to stay on in the property as a renting tenant are exercised.

:: more on leaseholders information

Dudley energy advice helpline

Keep Warm Keep Well Energy Advice and Winter Warmth Service (All tenures)

Living in a cold home has a whole host of health implications for the elderly, the young and those with long term health conditions.  If you belong to one of these vulnerable groups or are struggling to afford your gas and electricity bills then our Energy Advice and Winter Warmth service can support you to afford to keep warm in your home. The service runs all year and offers free home energy advice visits to provide advice and support with reducing home energy bills, help accessing energy discounts and grants, along with saving money by switching tariffs and energy saving tips.

:: more on energy efficiency help and schemes